18740 S 2nd StCitronelleAL36522
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 18740 S 2nd St, Citronelle, AL, 36522 in Citronelle earns a 9.93% gross yield at $179,900. Rent of $1,488/mo nets $473/mo after the $809/mo mortgage. The 1.84 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $49,703 and $1,657/yr in equity accumulation project a total cumulative return of $98,254.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $473 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,488 |
| Total Monthly Debt Service | $944 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36522, Citronelle, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,302 (100%) |
| Owner Occupied HU | 2,286 (69.2%) |
| Renter Occupied HU | 664 (20.1%) |
| Vacant Housing Units | 352 (10.7%) |
| Median Home Value | $202,507 |
| Average Home Value | $238,845 |
Housing Distribution
Address Breakdown
Residential
2,971
Single Family
2,931
Multi-Family
40
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36522, Citronelle, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,302 (100%) |
| Owner Occupied HU | 2,286 (69.2%) |
| Renter Occupied HU | 664 (20.1%) |
| Vacant Housing Units | 352 (10.7%) |
| Median Home Value | $202,507 |
| Average Home Value | $238,845 |
Housing Distribution
Address Breakdown
Residential
2,971
Single Family
2,931
Multi-Family
40
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vincent Yancey • Citronelle Realty
Mls Name: GCMLS
Mls ID: #7619648