18726 E 99th AveCommerce CityCO80022



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18726 E 99th Ave, Commerce City, CO, 80022 in Commerce City speaks for itself: 10.41% gross on a $401,085 price, generating $3,480/mo in rent and $1,143/mo in net income after the $1,804/mo debt service. DSCR 1.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,711 stacks alongside $110,812 in projected five-year appreciation and $3,694/yr in principal reduction. Projected total cumulative return: $224,958.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.2% |
| Monthly Cash Flow | $1,143 | $850 |
City averages based on Commerce City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,480 |
| Total Monthly Debt Service | $2,178 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
2,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80022, Commerce City, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,174 (100%) |
| Owner Occupied HU | 15,814 (71.3%) |
| Renter Occupied HU | 5,505 (24.8%) |
| Vacant Housing Units | 855 ( 3.9%) |
| Median Home Value | $553,440 |
| Average Home Value | $562,715 |
Housing Distribution
Address Breakdown
Residential
20,938
Single Family
19,790
Multi-Family
1,148
Businesses
1,484



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2025
2,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80022, Commerce City, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,174 (100%) |
| Owner Occupied HU | 15,814 (71.3%) |
| Renter Occupied HU | 5,505 (24.8%) |
| Vacant Housing Units | 855 ( 3.9%) |
| Median Home Value | $553,440 |
| Average Home Value | $562,715 |
Housing Distribution
Address Breakdown
Residential
20,938
Single Family
19,790
Multi-Family
1,148
Businesses
1,484
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Jodi Bright • DR Horton Realty LLC
Mls Name: IRES
Mls ID: #1039005








