18723 Ginseng LnKeedysvilleMD21756
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 18723 Ginseng Ln, Keedysville, MD, 21756 in Keedysville hard to pass up. The 11.3% gross yield on a $774,999 purchase results in $7,298/mo in rent and $2,428/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.09). Annual cash flow of $29,139, five-year appreciation of $214,118, and $7,138/yr in equity build-up combine for a projected total cumulative return of $453,449.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.8% |
| Monthly Cash Flow | $2,428 | $250 |
City averages based on Keedysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,298 |
| Total Monthly Debt Service | $4,512 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
8.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21756, Keedysville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,463 (100%) |
| Owner Occupied HU | 1,244 (85.0%) |
| Renter Occupied HU | 131 ( 9.0%) |
| Vacant Housing Units | 88 ( 6.0%) |
| Median Home Value | $446,866 |
| Average Home Value | $486,332 |
Housing Distribution
Address Breakdown
Residential
1,305
Single Family
1,305
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
8.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21756, Keedysville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,463 (100%) |
| Owner Occupied HU | 1,244 (85.0%) |
| Renter Occupied HU | 131 ( 9.0%) |
| Vacant Housing Units | 88 ( 6.0%) |
| Median Home Value | $446,866 |
| Average Home Value | $486,332 |
Housing Distribution
Address Breakdown
Residential
1,305
Single Family
1,305
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Franklin Jamison • Charles H. Jamison, LLC
Mls Name: Bright MLS
Mls ID: #MDWA2033352