1870 Optimus River RdCalico RockAR72519
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.53% yield at 1870 Optimus River Rd, Calico Rock, AR, 72519 in Calico Rock is solid, but the $2,424/mo payment compresses net cash flow to $140/mo at $539,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $148,916 by year five, and $4,964/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $212,994.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $140 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,380 |
| Total Monthly Debt Service | $3,026 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72519, Calico Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,344 (100%) |
| Owner Occupied HU | 755 (56.2%) |
| Renter Occupied HU | 275 (20.5%) |
| Vacant Housing Units | 314 (23.4%) |
| Median Home Value | $184,115 |
| Average Home Value | $297,281 |
Housing Distribution
Address Breakdown
Residential
948
Single Family
893
Multi-Family
55
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72519, Calico Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,344 (100%) |
| Owner Occupied HU | 755 (56.2%) |
| Renter Occupied HU | 275 (20.5%) |
| Vacant Housing Units | 314 (23.4%) |
| Median Home Value | $184,115 |
| Average Home Value | $297,281 |
Housing Distribution
Address Breakdown
Residential
948
Single Family
893
Multi-Family
55
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bonita Goodnight • Re/Max Edge Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25010967
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.