187 Mosaic Dr #51Pt Saint JoeFL32456








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pt Saint Joe at 187 Mosaic Dr #51, Pt Saint Joe, FL, 32456 listed at $357,000 pairs $2,880/mo rent with a $1,747/mo payment to leave $378/mo cash flow. Total monthly income runs $2,880/mo, and annual cash flow reaches $4,535/yr on $118,346 cash to close. Return on cash invested measures 23.74% in year one, and rental yield registers 9.68% at a $357,000 basis. Equity gained on principal adds $2,304/yr, and annual property appreciation at 5% supports $98,633 by year five. Five-year ROI tracks 124.46% and total cumulative return in cash totals $147,292. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,880/mo property income relative to a $1,747/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Multi Family
Built in 2023
2,178 sqft lot
$N/A/sqft
$400 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32456, Port Saint Joe, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,898 (100%) |
| Owner Occupied HU | 3,107 (45.0%) |
| Renter Occupied HU | 755 (10.9%) |
| Vacant Housing Units | 3,036 (44.0%) |
| Median Home Value | $381,495 |
| Average Home Value | $519,804 |
Housing Distribution
Address Breakdown
Residential
4,651
Single Family
4,470
Multi-Family
181
Businesses
390
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Listed by: Kaye Haddock • Beach Properties Real Estate
Mls Name: CPAR
Mls Provider:
Mls ID: #774064
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.







