187 Colburn St #187DedhamMA02026
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 187 Colburn St #187, Dedham, MA, 02026 in Dedham at $699,900, 5.98% gross yield, is a market-growth asset. Rental yield 5.98%. The $3,487/mo rent partially funds the $3,147/mo debt service; the core return is the 5%/yr price growth projected to add $193,369 over five years. Ziffy Mortgage's DSCR mortgage (1.11) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $206,285.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(924) | $700 |
City averages based on Dedham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,487 |
| Total Monthly Debt Service | $4,133 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1890
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02026, Dedham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,626 (100%) |
| Owner Occupied HU | 7,411 (69.7%) |
| Renter Occupied HU | 2,732 (25.7%) |
| Vacant Housing Units | 483 ( 4.5%) |
| Median Home Value | $705,194 |
| Average Home Value | $827,454 |
Housing Distribution
Address Breakdown
Residential
10,378
Single Family
8,752
Multi-Family
1,626
Businesses
918
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1890
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02026, Dedham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,626 (100%) |
| Owner Occupied HU | 7,411 (69.7%) |
| Renter Occupied HU | 2,732 (25.7%) |
| Vacant Housing Units | 483 ( 4.5%) |
| Median Home Value | $705,194 |
| Average Home Value | $827,454 |
Housing Distribution
Address Breakdown
Residential
10,378
Single Family
8,752
Multi-Family
1,626
Businesses
918
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73494790