1865 Conifer DrParadiseCA95969
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1865 Conifer Dr, Paradise, CA, 95969 in Paradise fits: $340,000, 5.65% gross yield, and a projected 5% annual appreciation rate adding $93,936 in value within five years. Rental yield 5.65%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.05) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $3,131/yr in principal paydown and $93,936 in appreciation project a total return of $96,527.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.0% |
| Monthly Cash Flow | $(504) | $2,500 |
City averages based on Paradise market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,600 |
| Total Monthly Debt Service | $1,968 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95969, Paradise, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,790 (100%) |
| Owner Occupied HU | 3,183 (66.5%) |
| Renter Occupied HU | 972 (20.3%) |
| Vacant Housing Units | 635 (13.3%) |
| Median Home Value | $437,431 |
| Average Home Value | $467,827 |
Housing Distribution
Address Breakdown
Residential
5,056
Single Family
4,924
Multi-Family
132
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95969, Paradise, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,790 (100%) |
| Owner Occupied HU | 3,183 (66.5%) |
| Renter Occupied HU | 972 (20.3%) |
| Vacant Housing Units | 635 (13.3%) |
| Median Home Value | $437,431 |
| Average Home Value | $467,827 |
Housing Distribution
Address Breakdown
Residential
5,056
Single Family
4,924
Multi-Family
132
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Max Gavrilyuk • Max Gavrilyuk, Broker
Mls Name: MetroList Services of CA
Mls ID: #225153109