18637 W 97th TerLenexaKS66220
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 18637 W 97th Ter, Lenexa, KS, 66220 in Lenexa is a conservative rental investment at $719,000. Rental yield 6.3%. A 1.17 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $198,646; $6,622/yr in principal paydown supplements. Total projected return: $209,137.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.5% |
| Monthly Cash Flow | $(1,009) | $1,850 |
City averages based on Lenexa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,774 |
| Total Monthly Debt Service | $4,497 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66220, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,221 (100%) |
| Owner Occupied HU | 2,686 (83.4%) |
| Renter Occupied HU | 420 (13.0%) |
| Vacant Housing Units | 115 ( 3.6%) |
| Median Home Value | $583,972 |
| Average Home Value | $626,946 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
2,914
Multi-Family
254
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66220, Shawnee Mission, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,221 (100%) |
| Owner Occupied HU | 2,686 (83.4%) |
| Renter Occupied HU | 420 (13.0%) |
| Vacant Housing Units | 115 ( 3.6%) |
| Median Home Value | $583,972 |
| Average Home Value | $626,946 |
Housing Distribution
Address Breakdown
Residential
3,168
Single Family
2,914
Multi-Family
254
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices