18637 Outpost RdKeedysvilleMD21756
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play18637 Outpost Rd, Keedysville, MD, 21756 in Keedysville is priced for appreciation, not yield. Rental yield 5.2%. At $819,850 with a 5.2% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $226,509 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.96) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $211,461.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.8% |
| Monthly Cash Flow | $(1,546) | $250 |
City averages based on Keedysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,553 |
| Total Monthly Debt Service | $4,773 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
8.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21756, Keedysville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,463 (100%) |
| Owner Occupied HU | 1,244 (85.0%) |
| Renter Occupied HU | 131 ( 9.0%) |
| Vacant Housing Units | 88 ( 6.0%) |
| Median Home Value | $446,866 |
| Average Home Value | $486,332 |
Housing Distribution
Address Breakdown
Residential
1,305
Single Family
1,305
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
8.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21756, Keedysville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,463 (100%) |
| Owner Occupied HU | 1,244 (85.0%) |
| Renter Occupied HU | 131 ( 9.0%) |
| Vacant Housing Units | 88 ( 6.0%) |
| Median Home Value | $446,866 |
| Average Home Value | $486,332 |
Housing Distribution
Address Breakdown
Residential
1,305
Single Family
1,305
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Kershisnik • EXP Realty, LLC
Mls Name: Bright MLS
Mls ID: #MDWA2032650