18635 Douglas DrApplegateCA95703
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Applegate rental at 18635 Douglas Dr, Applegate, CA, 95703 sits in the solid-income band: 9.58% gross yield, $1,509/mo rent, $340/mo net after the $850/mo debt service, DSCR 1.78. Entry price of $189,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $52,217 and $1,741/yr in principal reduction bring total cumulative return to $93,527.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.0% |
| Monthly Cash Flow | $340 | $1,500 |
City averages based on Applegate market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,509 |
| Total Monthly Debt Service | $1,094 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
6,834 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95703, Applegate, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 805 (100%) |
| Owner Occupied HU | 588 (73.0%) |
| Renter Occupied HU | 151 (18.8%) |
| Vacant Housing Units | 66 ( 8.2%) |
| Median Home Value | $708,333 |
| Average Home Value | $703,516 |
Housing Distribution
Address Breakdown
Residential
542
Single Family
542
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
6,834 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95703, Applegate, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 805 (100%) |
| Owner Occupied HU | 588 (73.0%) |
| Renter Occupied HU | 151 (18.8%) |
| Vacant Housing Units | 66 ( 8.2%) |
| Median Home Value | $708,333 |
| Average Home Value | $703,516 |
Housing Distribution
Address Breakdown
Residential
542
Single Family
542
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine Librach • El Dorado Hills Realty
Mls Name: MetroList Services of CA
Mls ID: #225101861