18633 Oxbow Ln, Athens, AL, 35613 | $839/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Athens at 18633 Oxbow Ln, Athens, AL, 35613 offers a 10.02% rental yield on a $310,460 purchase with $2,592/mo rent. Total monthly income registers $2,592/mo, and a $1,520/mo payment leaves $839/mo available for distribution. Annual cash flow reaches $10,070/yr on $102,917 to close, and return on cash invested stands at 29.69% in year one. Equity gained on principal adds $2,003/yr while 5% annual appreciation supports $85,774 over five years. Portfolio math shows five-year ROI at 154.64% and total cumulative return in cash at $159,152. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,592/mo property income against a $1,520/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

9,583 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35613, Athens, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,937 (100%)
Owner Occupied HU	9,026 (82.5%)
Renter Occupied HU	1,520 (13.9%)
Vacant Housing Units	391 ( 3.6%)
Median Home Value	$336,500
Average Home Value	$377,614