186 Walnut StreetHyannisMA02601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 186 Walnut Street, Hyannis, MA, 02601 in Hyannis earns a 8.48% gross yield at $630,000. Rent of $4,453/mo nets $482/mo after the $2,833/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $174,057 and $5,802/yr in equity accumulation project a total cumulative return of $270,224.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $482 | $1,500 |
City averages based on Hyannis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,453 |
| Total Monthly Debt Service | $3,720 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02601, Hyannis, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,802 (100%) |
| Owner Occupied HU | 3,745 (38.2%) |
| Renter Occupied HU | 3,721 (38.0%) |
| Vacant Housing Units | 2,336 (23.8%) |
| Median Home Value | $551,974 |
| Average Home Value | $621,149 |
Housing Distribution
Address Breakdown
Residential
7,846
Single Family
6,468
Multi-Family
1,378
Businesses
1,835
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02601, Hyannis, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,802 (100%) |
| Owner Occupied HU | 3,745 (38.2%) |
| Renter Occupied HU | 3,721 (38.0%) |
| Vacant Housing Units | 2,336 (23.8%) |
| Median Home Value | $551,974 |
| Average Home Value | $621,149 |
Housing Distribution
Address Breakdown
Residential
7,846
Single Family
6,468
Multi-Family
1,378
Businesses
1,835
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CCIMLS
Mls ID: #22601001