186 Plain StStoughtonMA02072
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 186 Plain St, Stoughton, MA, 02072 in Stoughton earns a 8.52% gross yield at $489,900. Rent of $3,478/mo nets $390/mo after the $2,322/mo mortgage. The 1.50 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $135,350 and $4,107/yr in equity accumulation project a total cumulative return of $201,977.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.0% |
| Monthly Cash Flow | $390 | $1,500 |
City averages based on Stoughton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,478 |
| Total Monthly Debt Service | $3,012 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02072, Stoughton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,928 (100%) |
| Owner Occupied HU | 8,138 (68.2%) |
| Renter Occupied HU | 3,317 (27.8%) |
| Vacant Housing Units | 473 ( 4.0%) |
| Median Home Value | $593,257 |
| Average Home Value | $655,723 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
8,542
Multi-Family
3,055
Businesses
1,174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bob DeVito • Cameron Real Estate Group
Mls Name: MLS PIN
Mls ID: #73594522
