18575 SW Century Dr #1237/1238BendOR97702
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowA DSCR of 2.21 makes 18575 SW Century Dr #1237/1238, Bend, OR, 97702 in Bend one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 11.94%. The 11.94% yield, 5% annual appreciation ($62,163 over five years), and $2,072/yr in principal reduction project a total cumulative return of $141,864.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 4.8% |
| Monthly Cash Flow | $(1,027) | $1,850 |
City averages based on Bend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,239 |
| Total Monthly Debt Service | $1,269 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97702, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,763 (100%) |
| Owner Occupied HU | 16,588 (67.0%) |
| Renter Occupied HU | 5,996 (24.2%) |
| Vacant Housing Units | 2,179 ( 8.8%) |
| Median Home Value | $713,147 |
| Average Home Value | $816,349 |
Housing Distribution
Address Breakdown
Residential
23,196
Single Family
21,641
Multi-Family
1,555
Businesses
1,725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97702, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,763 (100%) |
| Owner Occupied HU | 16,588 (67.0%) |
| Renter Occupied HU | 5,996 (24.2%) |
| Vacant Housing Units | 2,179 ( 8.8%) |
| Median Home Value | $713,147 |
| Average Home Value | $816,349 |
Housing Distribution
Address Breakdown
Residential
23,196
Single Family
21,641
Multi-Family
1,555
Businesses
1,725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices