185338 Hwy 2MoyersOK74557
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 185338 Hwy 2, Moyers, OK, 74557 in Moyers is narrow, $165/mo net on $989/mo rent after the $612/mo debt service, but the property operates at break-even-plus, not a loss. At $129,000 with a 9.2% yield, the long-run equity case via 5% appreciation ($35,640 over five years) and $1,081/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.62 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $57,230.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $165 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $989 |
| Total Monthly Debt Service | $804 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74557, Moyers, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 93 (100%) |
| Owner Occupied HU | 34 (36.6%) |
| Renter Occupied HU | 5 ( 5.4%) |
| Vacant Housing Units | 54 (58.1%) |
| Median Home Value | $125,000 |
| Average Home Value | $172,279 |
Housing Distribution
Address Breakdown
Residential
184
Single Family
184
Multi-Family
0
Businesses
9
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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