18528 Mountain Laurel TerGaithersburgMD20879
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 18528 Mountain Laurel Ter, Gaithersburg, MD, 20879 in Gaithersburg at $595,000. Rental yield 7.05%. The 7.05% yield and 1.31 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $164,388 by year five, and $5,480/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $212,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 5.1% |
| Monthly Cash Flow | $(241) | $1,850 |
City averages based on Gaithersburg market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,497 |
| Total Monthly Debt Service | $3,464 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20879, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,205 (100%) |
| Owner Occupied HU | 6,451 (70.1%) |
| Renter Occupied HU | 2,501 (27.2%) |
| Vacant Housing Units | 253 ( 2.7%) |
| Median Home Value | $510,078 |
| Average Home Value | $599,379 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
6,718
Multi-Family
2,270
Businesses
1,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20879, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,205 (100%) |
| Owner Occupied HU | 6,451 (70.1%) |
| Renter Occupied HU | 2,501 (27.2%) |
| Vacant Housing Units | 253 ( 2.7%) |
| Median Home Value | $510,078 |
| Average Home Value | $599,379 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
6,718
Multi-Family
2,270
Businesses
1,210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDMC2228780