18525 E Evans Creek RdRogue RiverOR97537
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 18525 E Evans Creek Rd, Rogue River, OR, 97537 in Rogue River worth study. Rental yield 1.05%. The 1.05% gross yield is below cash-flow benchmarks at $425,000, but 5% annual appreciation, adding $117,420 over five years, frames this as a capital growth position. Rent of $372/mo partially offsets the $1,911/mo payment. Ziffy Mortgage finances appreciation-play properties (0.19 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $19,727.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.1% | 6.2% |
| Monthly Cash Flow | $(2,193) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $372 |
| Total Monthly Debt Service | $2,396 |
| DSCR Ratio | 0.16x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97537, Rogue River, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,412 (100%) |
| Owner Occupied HU | 2,490 (73.0%) |
| Renter Occupied HU | 743 (21.8%) |
| Vacant Housing Units | 179 ( 5.2%) |
| Median Home Value | $523,571 |
| Average Home Value | $525,696 |
Housing Distribution
Address Breakdown
Residential
3,125
Single Family
3,056
Multi-Family
69
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97537, Rogue River, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,412 (100%) |
| Owner Occupied HU | 2,490 (73.0%) |
| Renter Occupied HU | 743 (21.8%) |
| Vacant Housing Units | 179 ( 5.2%) |
| Median Home Value | $523,571 |
| Average Home Value | $525,696 |
Housing Distribution
Address Breakdown
Residential
3,125
Single Family
3,056
Multi-Family
69
Businesses
228
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Keller Williams Realty GP Branch
Mls Name: Oregon Datashare
Mls ID: #220215103