18513 Waterfront Way, Lathrop, CA, 95330 | 7.04% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,780/mo, and a $3,154/mo payment. Purchase price stands at $644,490, and rental yield measures 7.04% with $3,780/mo rent. Return on cash invested shows 18.89% in year one, and 5% annual appreciation builds toward $178,061 over five years. Five-year ROI reaches 97.35% and total cumulative return in cash records $206,424. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,780/mo property income covering a $3,154/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95330, Lathrop, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,872 (100%)
Owner Occupied HU	9,370 (78.9%)
Renter Occupied HU	2,055 (17.3%)
Vacant Housing Units	447 ( 3.8%)
Median Home Value	$643,207
Average Home Value	$656,533