1850 S Coy StKansas CityKS66103
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1850 S Coy St, Kansas City, KS, 66103 in Kansas City at $185,000 earns $1,401/mo in rent and nets $170/mo after the $832/mo payment, a 9.09% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $51,112 over five years. Ziffy Mortgage underwrites this on a 1.68 DSCR without U.S. credit history. With $1,704/yr in principal paydown, total projected return reaches $81,485.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $170 | $1,200 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,401 |
| Total Monthly Debt Service | $1,157 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66103, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,838 (100%) |
| Owner Occupied HU | 2,105 (30.8%) |
| Renter Occupied HU | 4,002 (58.5%) |
| Vacant Housing Units | 731 (10.7%) |
| Median Home Value | $182,070 |
| Average Home Value | $194,842 |
Housing Distribution
Address Breakdown
Residential
6,109
Single Family
4,854
Multi-Family
1,255
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
5,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66103, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,838 (100%) |
| Owner Occupied HU | 2,105 (30.8%) |
| Renter Occupied HU | 4,002 (58.5%) |
| Vacant Housing Units | 731 (10.7%) |
| Median Home Value | $182,070 |
| Average Home Value | $194,842 |
Housing Distribution
Address Breakdown
Residential
6,109
Single Family
4,854
Multi-Family
1,255
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Liz Falcon • Keller Williams Realty Partners Inc.
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2583053