185 Swallow CirBushkillPA18324
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors approaching the U.S. market with capital-preservation in mind will find 185 Swallow Cir, Bushkill, PA, 18324 in Bushkill aligned with their strategy. Rental yield 8.43%. DSCR 1.48 and 8.43% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $2,012/yr in paydown build toward a projected cumulative return of $84,180.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(53) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,686 |
| Total Monthly Debt Service | $1,702 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.38 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18324, Bushkill, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,071 (100%) |
| Owner Occupied HU | 3,406 (56.1%) |
| Renter Occupied HU | 694 (11.4%) |
| Vacant Housing Units | 1,971 (32.5%) |
| Median Home Value | $207,345 |
| Average Home Value | $246,240 |
Housing Distribution
Address Breakdown
Residential
4,754
Single Family
4,693
Multi-Family
61
Businesses
59



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: Kurt Homza • Better Homes and Gardens Real Estate Wilkins & Associates - Stroudsburg
Mls Name: PMAR
Mls Provider:
Mls ID: #PM-121187
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