185 Spring StHuntingdonTN38344
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 185 Spring St, Huntingdon, TN, 38344 in Huntingdon earns a 11.06% gross yield at $129,000. Rent of $1,189/mo nets $417/mo after the $580/mo mortgage. The 2.05 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $35,640 and $1,188/yr in equity accumulation project a total cumulative return of $75,672.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $417 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,189 |
| Total Monthly Debt Service | $721 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38344, Huntingdon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,254 (100%) |
| Owner Occupied HU | 2,872 (67.5%) |
| Renter Occupied HU | 950 (22.3%) |
| Vacant Housing Units | 432 (10.2%) |
| Median Home Value | $165,152 |
| Average Home Value | $242,688 |
Housing Distribution
Address Breakdown
Residential
3,996
Single Family
3,940
Multi-Family
56
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38344, Huntingdon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,254 (100%) |
| Owner Occupied HU | 2,872 (67.5%) |
| Renter Occupied HU | 950 (22.3%) |
| Vacant Housing Units | 432 (10.2%) |
| Median Home Value | $165,152 |
| Average Home Value | $242,688 |
Housing Distribution
Address Breakdown
Residential
3,996
Single Family
3,940
Multi-Family
56
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shirley McKee • Coldwell Banker McKee Realty
Mls Name: CWTAR
Mls ID: #2505325