185 Combs Moss RdEdmontonKY42129
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 185 Combs Moss Rd, Edmonton, KY, 42129 in Edmonton at $224,000, 4.18% gross yield, is a market-growth asset. Rental yield 4.18%. The $780/mo rent partially funds the $1,007/mo debt service; the core return is the 5%/yr price growth projected to add $61,887 over five years. Ziffy Mortgage's DSCR mortgage (0.77) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $47,372.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.0% |
| Monthly Cash Flow | $(583) | $450 |
City averages based on Edmonton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $780 |
| Total Monthly Debt Service | $1,274 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
6.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42129, Edmonton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,115 (65.9%) |
| Renter Occupied HU | 734 (22.9%) |
| Vacant Housing Units | 361 (11.2%) |
| Median Home Value | $111,435 |
| Average Home Value | $144,791 |
Housing Distribution
Address Breakdown
Residential
3,029
Single Family
3,029
Multi-Family
0
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
6.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42129, Edmonton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,115 (65.9%) |
| Renter Occupied HU | 734 (22.9%) |
| Vacant Housing Units | 361 (11.2%) |
| Median Home Value | $111,435 |
| Average Home Value | $144,791 |
Housing Distribution
Address Breakdown
Residential
3,029
Single Family
3,029
Multi-Family
0
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices