184791 Us Highway 271FinleyOK74543
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 184791 Us Highway 271, Finley, OK, 74543 in Finley. Rental yield 1.85%. At $1,250,000 with 1.85% gross yield, current distributions are modest, but the 5% appreciation rate projects $345,352 in new equity by year five, complemented by $10,479/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.33) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $61,773.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.2% |
| Monthly Cash Flow | $(6,057) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,926 |
| Total Monthly Debt Service | $7,790 |
| DSCR Ratio | 0.25x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
188 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74543, Finley, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 106 (100%) |
| Owner Occupied HU | 77 (72.6%) |
| Renter Occupied HU | 21 (19.8%) |
| Vacant Housing Units | 8 ( 7.5%) |
| Median Home Value | $187,500 |
| Average Home Value | $323,506 |
Housing Distribution
Address Breakdown
Residential
81
Single Family
81
Multi-Family
0
Businesses
9
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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