1847 Whittier Woods DrWhittierCA90601
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1847 Whittier Woods Dr, Whittier, CA, 90601 in Whittier is narrow, $120/mo net on $4,234/mo rent after the $2,990/mo debt service, but the property operates at break-even-plus, not a loss. At $665,000 with a 7.64% yield, the long-run equity case via 5% appreciation ($183,727 over five years) and $6,125/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $259,949.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.5% |
| Monthly Cash Flow | $120 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,234 |
| Total Monthly Debt Service | $3,849 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1967
2,257 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1967
2,257 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JOSE EDUARDO ESCOBAR • UPTOWN REALTORS
Mls Name: CRMLS
Mls ID: #MB25179731