1844 White Oak CirBentonAR72019



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1844 White Oak Cir, Benton, AR, 72019 in Benton is straightforward: $289,000 in, $1,784/mo in rent, $556/mo out after debt service. The 9.55% gross yield and 1.37 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $79,845 by year five. With $2,662/yr in principal equity, the total cumulative return is projected at $112,012.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.8% |
| Monthly Cash Flow | $556 | $450 |
City averages based on Benton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,784 |
| Total Monthly Debt Service | $1,628 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
6,969 sqft lot
$N/A/sqft
$75 annually HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2010
6,969 sqft lot
$N/A/sqft
$75 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Allison Scroggins • Century 21 Parker & Scroggins Realty - Benton
Mls Name: CARMLS
Mls Provider:
Mls ID: #25014535
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