1844 Pleasant View RdAdamstownMD21710
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1844 Pleasant View Rd, Adamstown, MD, 21710 in Adamstown is a solid income-producing rental, 8.82% gross yield, $2,939/mo rent, $452/mo net cash flow on a $399,900 buy. DSCR 1.63 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $110,485 and $3,683/yr in principal reduction project a total cumulative return of $180,829.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.1% |
| Monthly Cash Flow | $452 | $750 |
City averages based on Adamstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,939 |
| Total Monthly Debt Service | $2,328 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1898
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21710, Adamstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,436 (82.4%) |
| Renter Occupied HU | 285 (16.4%) |
| Vacant Housing Units | 22 ( 1.3%) |
| Median Home Value | $612,399 |
| Average Home Value | $626,017 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,438
Multi-Family
264
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1898
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21710, Adamstown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,743 (100%) |
| Owner Occupied HU | 1,436 (82.4%) |
| Renter Occupied HU | 285 (16.4%) |
| Vacant Housing Units | 22 ( 1.3%) |
| Median Home Value | $612,399 |
| Average Home Value | $626,017 |
Housing Distribution
Address Breakdown
Residential
1,702
Single Family
1,438
Multi-Family
264
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices