1840 S Oak StPine BluffAR71601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Pine Bluff rental at 1840 S Oak St, Pine Bluff, AR, 71601 sits in the solid-income band: 9.58% gross yield, $1,164/mo rent, $295/mo net after the $674/mo debt service, DSCR 1.73. Entry price of $149,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $41,442 and $1,382/yr in principal reduction bring total cumulative return to $73,712.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $295 | $300 |
City averages based on Pine Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,164 |
| Total Monthly Debt Service | $842 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1944
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71601, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,576 (100%) |
| Owner Occupied HU | 2,675 (40.7%) |
| Renter Occupied HU | 2,527 (38.4%) |
| Vacant Housing Units | 1,374 (20.9%) |
| Median Home Value | $82,073 |
| Average Home Value | $129,594 |
Housing Distribution
Address Breakdown
Residential
5,795
Single Family
4,975
Multi-Family
820
Businesses
877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1944
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71601, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,576 (100%) |
| Owner Occupied HU | 2,675 (40.7%) |
| Renter Occupied HU | 2,527 (38.4%) |
| Vacant Housing Units | 1,374 (20.9%) |
| Median Home Value | $82,073 |
| Average Home Value | $129,594 |
Housing Distribution
Address Breakdown
Residential
5,795
Single Family
4,975
Multi-Family
820
Businesses
877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela White Smith • Exp Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25021023
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