184 Clark WayPalo VerdeCA92266
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.42% gross rental yield, 184 Clark Way, Palo Verde, CA, 92266 in Palo Verde is priced for capital growth, not immediate cash flow. The $299,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $82,857 by year five, with $2,762/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.00) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $81,439.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.0% |
| Monthly Cash Flow | $(502) | $1,200 |
City averages based on Palo Verde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,354 |
| Total Monthly Debt Service | $1,736 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
7,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92266, Palo Verde, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 139 (100%) |
| Owner Occupied HU | 44 (31.7%) |
| Renter Occupied HU | 29 (20.9%) |
| Vacant Housing Units | 66 (47.5%) |
| Median Home Value | $60,000 |
| Average Home Value | $181,477 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
7,663 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92266, Palo Verde, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 139 (100%) |
| Owner Occupied HU | 44 (31.7%) |
| Renter Occupied HU | 29 (20.9%) |
| Vacant Housing Units | 66 (47.5%) |
| Median Home Value | $60,000 |
| Average Home Value | $181,477 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandy Cox • Blackbird Real Estate Group
Mls Name: CRMLS
Mls ID: #OC25215334