1835 Mullan TrlMissoulaMT59808
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1835 Mullan Trl, Missoula, MT, 59808 in Missoula is priced for appreciation, not yield. Rental yield 2.99%. At $669,700 with a 2.99% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $185,026 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.55) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $107,580.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 5.2% |
| Monthly Cash Flow | $(2,260) | $1,250 |
City averages based on Missoula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,669 |
| Total Monthly Debt Service | $3,663 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.46 Acres lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59808, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,491 (100%) |
| Owner Occupied HU | 6,232 (54.2%) |
| Renter Occupied HU | 4,078 (35.5%) |
| Vacant Housing Units | 1,181 (10.3%) |
| Median Home Value | $502,727 |
| Average Home Value | $564,656 |
Housing Distribution
Address Breakdown
Residential
10,849
Single Family
9,815
Multi-Family
1,034
Businesses
1,346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.46 Acres lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59808, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,491 (100%) |
| Owner Occupied HU | 6,232 (54.2%) |
| Renter Occupied HU | 4,078 (35.5%) |
| Vacant Housing Units | 1,181 (10.3%) |
| Median Home Value | $502,727 |
| Average Home Value | $564,656 |
Housing Distribution
Address Breakdown
Residential
10,849
Single Family
9,815
Multi-Family
1,034
Businesses
1,346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MerriLee Valentine • ERA Lambros Real Estate Missoula
Mls Name: MRMLS
Mls Provider:
Mls ID: #30039028
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.