18311 S Harvard BlvdGardenaCA90248
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 18311 S Harvard Blvd, Gardena, CA, 90248 in Gardena. At $759,000 it earns $4,906/mo in rent and distributes $210/mo to the owner after the $3,413/mo payment, a consistent 7.76% yield. DSCR 1.44 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $209,698 in value; $6,990/yr in principal paydown compounds ownership stake. Total projected return: $301,352.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.5% |
| Monthly Cash Flow | $210 | $350 |
City averages based on Gardena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,906 |
| Total Monthly Debt Service | $4,393 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
5,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90248, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,821 (100%) |
| Owner Occupied HU | 2,373 (62.1%) |
| Renter Occupied HU | 1,320 (34.5%) |
| Vacant Housing Units | 128 ( 3.3%) |
| Median Home Value | $705,051 |
| Average Home Value | $718,971 |
Housing Distribution
Address Breakdown
Residential
3,792
Single Family
2,901
Multi-Family
891
Businesses
2,227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
5,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90248, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,821 (100%) |
| Owner Occupied HU | 2,373 (62.1%) |
| Renter Occupied HU | 1,320 (34.5%) |
| Vacant Housing Units | 128 ( 3.3%) |
| Median Home Value | $705,051 |
| Average Home Value | $718,971 |
Housing Distribution
Address Breakdown
Residential
3,792
Single Family
2,901
Multi-Family
891
Businesses
2,227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jared Kira • Premier Agent Network
Mls Name: CRMLS
Mls ID: #SB26001055