1831 Highway 71 NGillhamAR71841
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1831 Highway 71 N, Gillham, AR, 71841 in Gillham is a conservative rental investment at $159,000. Rental yield 6.99%. A 1.30 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $43,929; $1,464/yr in principal paydown supplements. Total projected return: $58,283.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 8.0% |
| Monthly Cash Flow | $(29) | $150 |
City averages based on Gillham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $926 |
| Total Monthly Debt Service | $893 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71841, Gillham, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 452 (100%) |
| Owner Occupied HU | 292 (64.6%) |
| Renter Occupied HU | 53 (11.7%) |
| Vacant Housing Units | 107 (23.7%) |
| Median Home Value | $120,690 |
| Average Home Value | $150,411 |
Housing Distribution
Address Breakdown
Residential
391
Single Family
391
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71841, Gillham, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 452 (100%) |
| Owner Occupied HU | 292 (64.6%) |
| Renter Occupied HU | 53 (11.7%) |
| Vacant Housing Units | 107 (23.7%) |
| Median Home Value | $120,690 |
| Average Home Value | $150,411 |
Housing Distribution
Address Breakdown
Residential
391
Single Family
391
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices