1830 E 97th StKansas CityMO64131
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Kansas City rental at 1830 E 97th St, Kansas City, MO, 64131 sits in the solid-income band: 9.13% gross yield, $1,194/mo rent, $217/mo net after the $706/mo debt service, DSCR 1.69. Entry price of $156,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $43,349 and $1,445/yr in principal reduction bring total cumulative return to $73,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $217 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,194 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1970
1,533 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64131, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,117 (100%) |
| Owner Occupied HU | 5,246 (43.3%) |
| Renter Occupied HU | 5,442 (44.9%) |
| Vacant Housing Units | 1,429 (11.8%) |
| Median Home Value | $254,093 |
| Average Home Value | $267,373 |
Housing Distribution
Address Breakdown
Residential
10,586
Single Family
9,173
Multi-Family
1,413
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1970
1,533 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64131, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,117 (100%) |
| Owner Occupied HU | 5,246 (43.3%) |
| Renter Occupied HU | 5,442 (44.9%) |
| Vacant Housing Units | 1,429 (11.8%) |
| Median Home Value | $254,093 |
| Average Home Value | $267,373 |
Housing Distribution
Address Breakdown
Residential
10,586
Single Family
9,173
Multi-Family
1,413
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sarah Moore • Platinum Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2579720