1830 E 6th StMoscowID83843
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1830 E 6th St, Moscow, ID, 83843 in Moscow at $529,999. Rental yield 6.21%. The 6.21% yield and 1.09 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $146,429 by year five, and $4,443/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $170,313.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(307) | $300 |
City averages based on Moscow market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,742 |
| Total Monthly Debt Service | $2,967 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83843, Moscow, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,080 (100%) |
| Owner Occupied HU | 5,751 (44.0%) |
| Renter Occupied HU | 6,627 (50.7%) |
| Vacant Housing Units | 702 ( 5.4%) |
| Median Home Value | $397,881 |
| Average Home Value | $452,171 |
Housing Distribution
Address Breakdown
Residential
12,186
Single Family
10,164
Multi-Family
2,022
Businesses
1,157



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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