1826 W Catalpa DrBaton RougeLA70815
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1826 W Catalpa Dr, Baton Rouge, LA, 70815 in Baton Rouge: $981/mo in rent, $207/mo in net income, 9.42% gross yield, 1.75 DSCR, all at $125,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $34,535 in appreciation and $1,151/yr in principal paydown projects total cumulative return of $60,739.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.2% |
| Monthly Cash Flow | $207 | $450 |
City averages based on Baton Rouge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $981 |
| Total Monthly Debt Service | $725 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70815, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,216 (100%) |
| Owner Occupied HU | 7,160 (58.6%) |
| Renter Occupied HU | 3,767 (30.8%) |
| Vacant Housing Units | 1,289 (10.6%) |
| Median Home Value | $220,891 |
| Average Home Value | $233,303 |
Housing Distribution
Address Breakdown
Residential
11,554
Single Family
9,385
Multi-Family
2,169
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70815, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,216 (100%) |
| Owner Occupied HU | 7,160 (58.6%) |
| Renter Occupied HU | 3,767 (30.8%) |
| Vacant Housing Units | 1,289 (10.6%) |
| Median Home Value | $220,891 |
| Average Home Value | $233,303 |
Housing Distribution
Address Breakdown
Residential
11,554
Single Family
9,385
Multi-Family
2,169
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathy Craddock • Mike Walker Real Estate
Mls Name: ROAM MLS
Mls ID: #2025022893