1825 210th StMadisonMN56256
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1825 210th St, Madison, MN, 56256 in Madison is a conservative rental investment at $389,900. Rental yield 6.06%. A 1.12 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $107,722; $3,591/yr in principal paydown supplements. Total projected return: $117,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(466) | $750 |
City averages based on Madison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,969 |
| Total Monthly Debt Service | $2,280 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56256, Madison, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,367 (100%) |
| Owner Occupied HU | 920 (67.3%) |
| Renter Occupied HU | 247 (18.1%) |
| Vacant Housing Units | 200 (14.6%) |
| Median Home Value | $162,264 |
| Average Home Value | $223,136 |
Housing Distribution
Address Breakdown
Residential
1,187
Single Family
1,082
Multi-Family
105
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56256, Madison, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,367 (100%) |
| Owner Occupied HU | 920 (67.3%) |
| Renter Occupied HU | 247 (18.1%) |
| Vacant Housing Units | 200 (14.6%) |
| Median Home Value | $162,264 |
| Average Home Value | $223,136 |
Housing Distribution
Address Breakdown
Residential
1,187
Single Family
1,082
Multi-Family
105
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices