1824 Maple AveCincinnatiOH45212
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1824 Maple Ave, Cincinnati, OH, 45212 in Cincinnati is narrow, $154/mo net on $877/mo rent after the $494/mo debt service, but the property operates at break-even-plus, not a loss. At $109,900 with a 9.58% yield, the long-run equity case via 5% appreciation ($30,363 over five years) and $1,012/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.78 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $51,772.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.8% |
| Monthly Cash Flow | $154 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $877 |
| Total Monthly Debt Service | $679 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1901
3,876 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45212, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,443 (100%) |
| Owner Occupied HU | 4,701 (41.1%) |
| Renter Occupied HU | 5,620 (49.1%) |
| Vacant Housing Units | 1,122 ( 9.8%) |
| Median Home Value | $254,158 |
| Average Home Value | $282,493 |
Housing Distribution
Address Breakdown
Residential
10,474
Single Family
8,110
Multi-Family
2,364
Businesses
709
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1901
3,876 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45212, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,443 (100%) |
| Owner Occupied HU | 4,701 (41.1%) |
| Renter Occupied HU | 5,620 (49.1%) |
| Vacant Housing Units | 1,122 ( 9.8%) |
| Median Home Value | $254,158 |
| Average Home Value | $282,493 |
Housing Distribution
Address Breakdown
Residential
10,474
Single Family
8,110
Multi-Family
2,364
Businesses
709
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Cincy MLS
Mls ID: #1869541