1824 Dutch Flat RdMidvaleID83645
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1824 Dutch Flat Rd, Midvale, ID, 83645 in Midvale fits: $850,000, 2.16% gross yield, and a projected 5% annual appreciation rate adding $234,839 in value within five years. Rental yield 2.16%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.40) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,829/yr in principal paydown and $234,839 in appreciation project a total return of $104,578.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 6.5% |
| Monthly Cash Flow | $(3,359) | $1,200 |
City averages based on Midvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,531 |
| Total Monthly Debt Service | $4,552 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
100 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83645, Midvale, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 365 (100%) |
| Owner Occupied HU | 254 (69.6%) |
| Renter Occupied HU | 49 (13.4%) |
| Vacant Housing Units | 62 (17.0%) |
| Median Home Value | $362,366 |
| Average Home Value | $431,644 |
Housing Distribution
Address Breakdown
Residential
232
Single Family
232
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
100 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83645, Midvale, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 365 (100%) |
| Owner Occupied HU | 254 (69.6%) |
| Renter Occupied HU | 49 (13.4%) |
| Vacant Housing Units | 62 (17.0%) |
| Median Home Value | $362,366 |
| Average Home Value | $431,644 |
Housing Distribution
Address Breakdown
Residential
232
Single Family
232
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices