18231 Doris Lane SWRochesterWA98579



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 18231 Doris Lane SW, Rochester, WA, 98579 in Rochester is straightforward: $415,000 in, $2,716/mo in rent, $221/mo out after debt service. The 7.85% gross yield and 1.46 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $114,657 by year five. With $3,822/yr in principal equity, the total cumulative return is projected at $171,303.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $221 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,716 |
| Total Monthly Debt Service | $2,330 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98579, Rochester, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,232 (100%) |
| Owner Occupied HU | 4,199 (80.3%) |
| Renter Occupied HU | 862 (16.5%) |
| Vacant Housing Units | 171 ( 3.3%) |
| Median Home Value | $568,154 |
| Average Home Value | $587,170 |
Housing Distribution
Address Breakdown
Residential
4,755
Single Family
4,755
Multi-Family
0
Businesses
198



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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 1999
1.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98579, Rochester, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,232 (100%) |
| Owner Occupied HU | 4,199 (80.3%) |
| Renter Occupied HU | 862 (16.5%) |
| Vacant Housing Units | 171 ( 3.3%) |
| Median Home Value | $568,154 |
| Average Home Value | $587,170 |
Housing Distribution
Address Breakdown
Residential
4,755
Single Family
4,755
Multi-Family
0
Businesses
198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Scott Cowan • Evergreen State Homes
Mls Name: NWMLS
Mls ID: #2463666







