18219 Kelley Crk NHoustonTX77094
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 18219 Kelley Crk N, Houston, TX, 77094 in Houston: $4,380/mo in rent, $815/mo net, 10.84% gross yield, all on a $485,000 acquisition. The 1.91 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $133,997 in value, and $4,066/yr in principal paydown steadily builds equity. Projected total cumulative return: $229,741.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $815 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,380 |
| Total Monthly Debt Service | $3,490 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
10,585 sqft lot
$N/A/sqft
$1,389 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77094, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,808 (100%) |
| Owner Occupied HU | 2,751 (57.2%) |
| Renter Occupied HU | 1,823 (37.9%) |
| Vacant Housing Units | 234 ( 4.9%) |
| Median Home Value | $458,862 |
| Average Home Value | $508,566 |
Housing Distribution
Address Breakdown
Residential
3,813
Single Family
3,066
Multi-Family
747
Businesses
646



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: Monica Quijano • Alpha Omega Real Estate Group
Mls Name: HAR
Mls Provider:
Mls ID: #70788801
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