1821 Borden StChillicotheMO64601
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.93% gross rental yield, 1821 Borden St, Chillicothe, MO, 64601 in Chillicothe is priced for capital growth, not immediate cash flow. The $239,500 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $66,169 by year five, with $2,206/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.10) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $71,014.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.2% |
| Monthly Cash Flow | $(308) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,183 |
| Total Monthly Debt Service | $1,396 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64601, Chillicothe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,216 (100%) |
| Owner Occupied HU | 3,031 (58.1%) |
| Renter Occupied HU | 1,493 (28.6%) |
| Vacant Housing Units | 692 (13.3%) |
| Median Home Value | $182,014 |
| Average Home Value | $236,173 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,750
Multi-Family
94
Businesses
612
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64601, Chillicothe, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,216 (100%) |
| Owner Occupied HU | 3,031 (58.1%) |
| Renter Occupied HU | 1,493 (28.6%) |
| Vacant Housing Units | 692 (13.3%) |
| Median Home Value | $182,014 |
| Average Home Value | $236,173 |
Housing Distribution
Address Breakdown
Residential
4,844
Single Family
4,750
Multi-Family
94
Businesses
612
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Holder • Century 21 Team Elite
Mls Name: Northeast Central AOR
Mls Provider:
Mls ID: #39660
Disclaimer: Listing information is deemed reliable, but not guaranteed.