1821 2nd St, Peru, IL, 61354 | 6.05% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,680/mo, and a $1,630/mo payment. Purchase price stands at $333,000, and rental yield measures 6.05% with $1,680/mo rent. Return on cash invested shows 13.06% in year one, and 5% annual appreciation builds toward $92,002 over five years. Five-year ROI reaches 67.15% and total cumulative return in cash records $74,129. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,680/mo property income covering a $1,630/mo payment rather than investor’s personal income.

Single Family

Built in 1915

0.33 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 61354, Peru, IL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,167 (100%)
Owner Occupied HU	3,443 (66.6%)
Renter Occupied HU	1,281 (24.8%)
Vacant Housing Units	443 ( 8.6%)
Median Home Value	$204,858
Average Home Value	$234,466