182 Main StJuliaettaID83535
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 182 Main St, Juliaetta, ID, 83535 in Juliaetta speaks for itself: 14.63% gross on a $119,000 price, generating $1,451/mo in rent and $766/mo in net income after the $535/mo debt service. DSCR 2.71, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,194 stacks alongside $32,878 in projected five-year appreciation and $1,096/yr in principal reduction. Projected total cumulative return: $94,229.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 5.0% |
| Monthly Cash Flow | $766 | $800 |
City averages based on Juliaetta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,451 |
| Total Monthly Debt Service | $637 |
| DSCR Ratio | 2.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83535, Juliaetta, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 534 (100%) |
| Owner Occupied HU | 384 (71.9%) |
| Renter Occupied HU | 92 (17.2%) |
| Vacant Housing Units | 58 (10.9%) |
| Median Home Value | $353,774 |
| Average Home Value | $396,263 |
Housing Distribution
Address Breakdown
Residential
374
Single Family
353
Multi-Family
21
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83535, Juliaetta, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 534 (100%) |
| Owner Occupied HU | 384 (71.9%) |
| Renter Occupied HU | 92 (17.2%) |
| Vacant Housing Units | 58 (10.9%) |
| Median Home Value | $353,774 |
| Average Home Value | $396,263 |
Housing Distribution
Address Breakdown
Residential
374
Single Family
353
Multi-Family
21
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sean Wilson • Latah Realty, LLC
Mls Name: IMLS
Mls Provider:
Mls ID: #98921768
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.