181985 Mahena StVolcanoHI96785
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 181985 Mahena St, Volcano, HI, 96785 in Volcano hard to pass up. The 10.67% gross yield on a $289,500 purchase results in $2,574/mo in rent and $925/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.98). Annual cash flow of $11,105, five-year appreciation of $79,984, and $2,666/yr in equity build-up combine for a projected total cumulative return of $168,720.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 3.8% |
| Monthly Cash Flow | $925 | $1,200 |
City averages based on Volcano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,574 |
| Total Monthly Debt Service | $1,533 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96785, Volcano, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,811 (100%) |
| Owner Occupied HU | 1,204 (66.5%) |
| Renter Occupied HU | 245 (13.5%) |
| Vacant Housing Units | 362 (20.0%) |
| Median Home Value | $325,000 |
| Average Home Value | $418,638 |
Housing Distribution
Address Breakdown
Residential
189
Single Family
189
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96785, Volcano, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,811 (100%) |
| Owner Occupied HU | 1,204 (66.5%) |
| Renter Occupied HU | 245 (13.5%) |
| Vacant Housing Units | 362 (20.0%) |
| Median Home Value | $325,000 |
| Average Home Value | $418,638 |
Housing Distribution
Address Breakdown
Residential
189
Single Family
189
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices