1819 Lyon St APT 1San FranciscoCA94115
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1819 Lyon St APT 1, San Francisco, CA, 94115 in San Francisco earns a 8% gross yield at $730,000. Rent of $4,866/mo nets $350/mo after the $3,283/mo mortgage. The 1.48 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $201,686 and $6,723/yr in equity accumulation project a total cumulative return of $299,341.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 4.5% |
| Monthly Cash Flow | $350 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,866 |
| Total Monthly Debt Service | $4,225 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
2,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
2,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kate S. Stephenson • Sotheby's International Realty
Mls Name: SFAR
Mls ID: #425070273