1818 Plan, Shadow Mountain Village - Ph. 2BellemontAZ86015
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2, Bellemont, AZ, 86015 in Bellemont: $4,162/mo in rent, $1,100/mo in net income, 9.99% gross yield, 1.85 DSCR, all at $499,950. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $138,127 in appreciation and $4,605/yr in principal paydown projects total cumulative return of $260,267.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.5% |
| Monthly Cash Flow | $1,100 | $1,200 |
City averages based on Bellemont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,162 |
| Total Monthly Debt Service | $2,862 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
