1818 N 38th AveStone ParkIL60165
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 1818 N 38th Ave, Stone Park, IL, 60165 in Stone Park offers it: the 1.51 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.17%. Long-term, 5% appreciation is forecast to add $74,320, and $2,478/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $100,609.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $(35) | $1,500 |
City averages based on Stone Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,831 |
| Total Monthly Debt Service | $1,759 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
3,720 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60165, Stone Park, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,363 (100%) |
| Owner Occupied HU | 656 (48.1%) |
| Renter Occupied HU | 603 (44.2%) |
| Vacant Housing Units | 104 ( 7.6%) |
| Median Home Value | $249,320 |
| Average Home Value | $331,616 |
Housing Distribution
Address Breakdown
Residential
1,193
Single Family
1,081
Multi-Family
112
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
3,720 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60165, Stone Park, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,363 (100%) |
| Owner Occupied HU | 656 (48.1%) |
| Renter Occupied HU | 603 (44.2%) |
| Vacant Housing Units | 104 ( 7.6%) |
| Median Home Value | $249,320 |
| Average Home Value | $331,616 |
Housing Distribution
Address Breakdown
Residential
1,193
Single Family
1,081
Multi-Family
112
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jose de la Torre • Century 21 NuVision Real Estate
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12523653