1815 County Road 46RangelyCO81648
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1815 County Road 46, Rangely, CO, 81648 in Rangely is priced for appreciation, not yield. Rental yield 2.18%. At $998,500 with a 2.18% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $275,867 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.40) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $119,477.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 5.0% |
| Monthly Cash Flow | $(4,003) | $1,200 |
City averages based on Rangely market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,816 |
| Total Monthly Debt Service | $5,422 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81648, Rangely, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,368 (100%) |
| Owner Occupied HU | 692 (50.6%) |
| Renter Occupied HU | 328 (24.0%) |
| Vacant Housing Units | 348 (25.4%) |
| Median Home Value | $255,769 |
| Average Home Value | $274,664 |
Housing Distribution
Address Breakdown
Residential
987
Single Family
956
Multi-Family
31
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
21 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81648, Rangely, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,368 (100%) |
| Owner Occupied HU | 692 (50.6%) |
| Renter Occupied HU | 328 (24.0%) |
| Vacant Housing Units | 348 (25.4%) |
| Median Home Value | $255,769 |
| Average Home Value | $274,664 |
Housing Distribution
Address Breakdown
Residential
987
Single Family
956
Multi-Family
31
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.