1814 W Warm River DrSaint GeorgeUT84790
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1814 W Warm River Dr, Saint George, UT, 84790 in Saint George at $425,000. Rental yield 6.05%. The 6.05% yield and 1.15 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $117,420 by year five, and $3,914/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $130,991.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.5% |
| Monthly Cash Flow | $(523) | $1,850 |
City averages based on Saint George market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,194 |
| Total Monthly Debt Service | $2,497 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
3,049 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84790, Saint George, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,406 (100%) |
| Owner Occupied HU | 17,466 (71.6%) |
| Renter Occupied HU | 4,678 (19.2%) |
| Vacant Housing Units | 2,262 ( 9.3%) |
| Median Home Value | $621,089 |
| Average Home Value | $684,205 |
Housing Distribution
Address Breakdown
Residential
22,487
Single Family
21,536
Multi-Family
951
Businesses
1,526
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
3,049 sqft lot
$N/A/sqft
$175 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84790, Saint George, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,406 (100%) |
| Owner Occupied HU | 17,466 (71.6%) |
| Renter Occupied HU | 4,678 (19.2%) |
| Vacant Housing Units | 2,262 ( 9.3%) |
| Median Home Value | $621,089 |
| Average Home Value | $684,205 |
Housing Distribution
Address Breakdown
Residential
22,487
Single Family
21,536
Multi-Family
951
Businesses
1,526
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JULIE A KUNZLER • REALTYPATH (FIDELITY ST GEORGE)
Mls Name: WCBR
Mls ID: #25-260234
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.