18115 Highlands Ridge RoadYorkvilleCA95494
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Yorkville at 18115 Highlands Ridge Road, Yorkville, CA, 95494 projects strong ROI of -1.71%. Rental yield 0.92%. With 5% annual appreciation, the property builds $953,171 in value over five years. Equity growth combined delivers a projected five-year ROI of 4.04%, translating into $39,387 in total cumulative return on $974,625 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 6.0% |
| Monthly Cash Flow | $(18,707) | $1,500 |
City averages based on Yorkville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,635 |
| Total Monthly Debt Service | $20,811 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
268 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95494, Yorkville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 77 (100%) |
| Owner Occupied HU | 39 (50.6%) |
| Renter Occupied HU | 31 (40.3%) |
| Vacant Housing Units | 7 ( 9.1%) |
| Median Home Value | $875,000 |
| Average Home Value | $971,346 |
Housing Distribution
Address Breakdown
Residential
33
Single Family
33
Multi-Family
0
Businesses
12
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: BAREIS
Mls Provider:
Mls ID: #326069723
