18105 Thomas LnCountry Club HillsIL60478
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 18105 Thomas Ln, Country Club Hills, IL, 60478 in Country Club Hills speaks for itself: 22.41% gross on a $203,000 price, generating $3,791/mo in rent and $2,205/mo in net income after the $913/mo debt service. DSCR 4.15, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $26,460 stacks alongside $56,085 in projected five-year appreciation and $1,870/yr in principal reduction. Projected total cumulative return: $230,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.4% | 7.0% |
| Monthly Cash Flow | $2,205 | $1,500 |
City averages based on Country Club Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,791 |
| Total Monthly Debt Service | $1,327 |
| DSCR Ratio | 2.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60478, Country Club Hills, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,139 (100%) |
| Owner Occupied HU | 4,129 (67.3%) |
| Renter Occupied HU | 1,574 (25.6%) |
| Vacant Housing Units | 436 ( 7.1%) |
| Median Home Value | $191,335 |
| Average Home Value | $229,683 |
Housing Distribution
Address Breakdown
Residential
6,037
Single Family
5,627
Multi-Family
410
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60478, Country Club Hills, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,139 (100%) |
| Owner Occupied HU | 4,129 (67.3%) |
| Renter Occupied HU | 1,574 (25.6%) |
| Vacant Housing Units | 436 ( 7.1%) |
| Median Home Value | $191,335 |
| Average Home Value | $229,683 |
Housing Distribution
Address Breakdown
Residential
6,037
Single Family
5,627
Multi-Family
410
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices